4 Easy Ways To Grow Your Money in Your Downtime

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Ah, money. No matter how much of it we have it never quite seems to be enough. In an era of wage repression where our employers keep our wages down to supplement their own profit margins yet the cost of living continues to escalate, many an ambitious professional finds themselves a “temporarily embarrassed millionaire”. Whether you have your eyes set on a big promotion, a lateral move, taking your career to new heights with a new employer or starting your own business, it helps to have money behind you. Healthy finances are a big part of our hierarchy of needs, and when they stall they can impinge on our confidence and feelings of self worth (not to mention our ability to wear nice sharp suits). Rectifying your finances can help you take the next bold step in your career with confidence.

But who has the time for a side hustle or endless hours of overtime which the tax collectors will benefit more from than you? Here are some simple yet effective ways in which you can grow your money in your downtime…

Try your hand at trading

Trading isn’t just for city types with braces yelling profanities into the phone. Anyone can do it, and by investing small and getting a feel for the markets, you can develop the necessary skills to go incrementally bigger and grow your wealth in your lunch breaks. You can start trading in IRESS, Forex or a wealth of other commodities from the comfort of your smartphone. AT the very least, the experience can teach you the knowledge and skills you need for investment to be a viable option to supplement your savings. 

Get paid to work out

Struggling with those ambitious New Year’s Resolutions you set for yourself? Struggling to find the motivation to get the gains you dream of? Like everything in the 21st century… there’s an app for that. Numerous apps, in fact. Yes, that’s right. There are apps that will actually pay you to work out. Not megabucks, granted. But by earning a little something every time you hit the gym, you may be surprised at how readily the motivation comes. 

Take online surveys

Your opinions are worth paying for. Especially to marketing companies who want to know more about what makes you tick as a consumer. Again, taking online surveys won’t make you a millionaire overnight. Nonetheless, they’re a fun and easy way to make a little extra moolah on your coffee break with zero stress and no boss breathing down your neck. Different surveys pay different amounts and you can usually expect to earn between $0.50 and $5 USD per survey. But given that each only takes a few minutes, doing a couple every day can really add up.

Perform simple tasks online

Finally, machines are getting smarter, but there are still things human beings can do better. Amazon’s Mechanical Turk allows you to make money by performing simple Human Intelligence Tests that a machine can’t do. Spend half an hour every day doing these and you could find yourself with an extra $100 every month.

3 Reasons to Focus on Small Incremental Improvements in Your Professional Life

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There are a lot of different tips out there about how to best optimize a business, or set things up so that you will always be able to continue moving from strength to strength in your professional life.

In other words, there’s a lot to be said about the best ways to “grow forward.”

James Clear, author of the highly popular book “Atomic Habits,” likes the idea of emphasizing “1% improvement” every day – a concept which echoes the idea of “kaizen.”

Of course, you still need to focus your energies professionally, and not just try to be all things to all people. Nonetheless, here are a few reasons to focus on small, incremental improvements in your professional life, as a path to overall success and thriving.

Because incremental improvements are actually tangible

Incremental improvements are beneficial, first and foremost, because there are actually tangible. In any given situation, you can very likely think of some practical steps you could take, right now, which would make things marginally better.

Assuming your business had a field, garden, or similar outdoor area, for example, you could quite easily look at it and determine that Topsoil, Mulch and Stone Delivery might help to make the entire area more productive and aesthetically pleasing in just an afternoon.

The same principle applies across the board. How could you be “1%” better as a team leader, today? Well, how about working to make your presentation just a tiny bit more concise at the next meeting?

 

 

Because small, incremental improvements are sustainable

Major, sweeping transformations are not the kinds of things that you can actually do every weekend – nor should you even want to do them every weekend.

A great thing about small, incremental improvements is that they are sustainable. There is no immediately apparent practical reason why you can’t continue to make things “1% better” every day, forever.

Among other things, each minor improvement doesn’t represent any major shaking up of the company structure, nor does it require a massive gamble, or a large investment of resources.

 

Because major transformations are difficult to envision and accomplish – but small changes can achieve the same end result

As mentioned before; major transformations are difficult to envision and accomplish. They take a lot of vision, they take a lot of resources, they involve high levels of risk, and it’s often difficult to get people on board for such sweeping plans.

Not only are small, incremental changes far less “threatening,” and far more sustainable, but in many cases they can actually end up achieving the same end result – or an even better end result – than an ambitious and large-scale plan that was conceived as such from the start.

If you work on improving your marketing materials by 1% every day, and if you take that task seriously, and carry it out for a full year, isn’t it likely that your business will be in a dramatically different place by the end of that year than it was at the start? 

As the old fable has it, “slow and steady wins the race.” As long as you are continually moving in the right direction, dramatic changes can accumulate over time.

 

 

Choosing A Translation Agency? Here are Things to Consider

A certified translation agency can assure your content is professionally translated to a high standard. But, not all interpretation agencies are the same, which is why it makes sense to find out how to determine the most suitable translation agency. The agency you end up dealing with should have the means and manpower to do a great job of transposing your content. So here are a few tips to help you make the best choice.

Translation Agency Should Pay Close Attention to Detail

Attention to detail is one of the most significant things you’ll require from your translation agency. Your plan may appear simple, but several errors can be caused by a text translation. Even an insignificant mistake can cost you more.

Your language translators require to know their stuff and should be specialists at both the languages needed and professional document translation. They also require you to be subject matter specialists and willing to ask questions about anything in your text demanding interpretation.

Check out there swiftness

Ask concerning how soon your job can be done. You should also know if the organization also serves beyond regular working hours. Some organizations accomplish this by applying translators in other countries. You should seek out premium translation companies if you want to hire a translator. These organizations have worldwide resources at their disposal, giving them more leverage.

The company should be a proficient translation provider, encountered in processing translation employment. Also, it must be able to reach all translation specifications in a short-term, assuring the quality of the translations it delivers.

See if they provide additional services

Your requirements may go beyond simple translation. With a more complicated project, you may require extra services such as transcription, subtitling, or desktop publishing. If that is the case, then it will likely be worth your time to seek a translation provider who can give all the services you want in one place. It will save you the trouble of trading with various vendors and will ensure more steady outcomes in all phases of the project.

Feedback

It is equally essential to ask for opinions on the company’s work. You can ask your friends or business contacts who have already worked with the translation companies. Also, you can seek for their ratings and reviews on the internet. This will make you sure that you invest in a professional service and trust their translation process. Apart from this, it will also provide you with the opportunity to personally assess each of the translation organizations.

Price

Price makes a huge difference nowadays. So you need to know how much it will cost you. In case you have a relatively easy document then, you can afford to hire someone that will do it for a cheaper price. Though, if you need to make sure that the translation is 100% perfect with no issues, then you have to pay extra.

Choosing a relevant translation service is a key business decision. It can determine the success or failure of your business activities. So consider these few things while choosing any translation agency for your business.

Thinking About Becoming A CPA? Navigating The Process To Your Next Career

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For those who are looking to be a leader in their field, it seems there’s an insane amount of exams to go through. To be a Certified Public Accountant (CPA) it can be a worthwhile career choice, but the exams alone can be so stressful that it feels like going back to school! When going through the exams it can be a very stressful process. so what do you need to know about the CPA exam? 

Prepare As Much As You Can!

It is such a difficult process to go through, that statistically, the pass rate is under 50% according to the AICPA, but to put it in a positive light, there are 50% of people who are successful! And sometimes, preparation is key! It is an exam after all, so making sure that you have the best learning practices yourself as opposed to cramming at the last minute is a much better approach when it comes to preparing for an exam. It’s worth examining the leaders in their field to get some inspiration; a company like Roberts Accounting Solutions can be invaluable in their help.

Understand The Exam Environment

Any exam environment is incredibly daunting, so by understanding that environment as opposed to being afraid of it, you will better prepare yourself for the “atrocities” that lie ahead. Taking a mock exam will help to solidify that feeling so that you don’t crumble under the pressure. The CPA exam itself is 4 hours long, and is broken down into three tests and seven simulations. As an exam environment is always a fight against the clock, by learning to structure how long you need to answer each individual question, this will keep you on track and focused. By allowing 1 and a half minutes per question and 13 minutes for each simulation you can actually factor in 3 five minute bathroom breaks, or if you prefer to work solidly in one chunk, you can have one 15-minute bathroom break.

Learn How To Learn!

If you don’t take on any study material before embarking on the CPA exam, it’s like walking into a snake pit covered in rabbits! In other words, you need to make sure that you research which CPA review material that you would like to do. So pick one that will help you keep the information retained in your brain and provide the relevant support to help you learn the best you can. There are websites like Beat the CPA which gives you the option to compare courses that suit your learning style and budget.

Don’t Try To Guess!

When studying and looking through your CPA review course, you’re likely to see lots of multiple-choice questions, which you may think is more likely to give you a better result because you can have a random guess if you don’t know the answer! However, this will not help you when the exam rears its ugly head. Instead, you’re better off trying to learn the material and topics, as each exam has simulations. The simulations are essentially a summary of the topics that you have been learning throughout your CPA studying, so your best approach is to attempt all of the sample simulation questions as well as prepare for the exam itself by taking as many mock ones as you can. This will shift your brain into the “thinking” approach as opposed to attempting to memorize everything parrot-fashion.

A little nugget of information: breathe! Breathing encourages more oxygen to flow around your body and into your brain. It will also help you feel calmer. The next time you feel yourself getting stressed out, pause, and take a deep breath. You’re nearly at your dream career. Good luck!

Why are Mortgage Advisor Companies in High Demand?

Are you planning to invest in a commercial or residential property? Are you looking for the best strategies for a remortgage? Regardless of whether you are going through the process of mortgage for the first time or have been on the path before, you will benefit by hiring professionally trained advisors. They go the extra mile to help you raise capital. Apart from brainstorming about the best mortgage ideas with you, they can chalk out the process in the most seamless way. As mortgage arranging is not an easy task, it’s best left in the hands of experts who can make the going easy for you. Here’s why you should look for better mortgage solutions from expert advisors in 2020. 

What do Experienced Mortgage Brokers do?

Professional mortgage brokers trigger off mortgage discussions, negotiate, and process mortgage loans on their clients’ behalf. Equally efficient in processing commercial and residential mortgages, they have the right tools and tips to meet your expectations. The following benefits of hiring a qualified mortgage broker can help your cause well.

1. Easy access to multiple loan products

Avail a plethora of mortgage and loan products by connecting with a mortgage advising company. The professionals associated with such firms have wide experience and networking capabilities to get you the products you need. With more products to select from, you will find it easy to freeze upon the interest rate that suits your budget. 

2. Advantageous deals in store

The good thing about hiring the services of a mortgage advisor is that your interests, more than the interests of lending institutions, will be taken care of by them. They stand by your side as a problem solver, knowledgeable consultant, and friend. You can expect to get the best repayment amounts, interest rate, and loan-related products when you start dealing with a mortgage advisory company. 

3. Flexible and efficient services 

As you go through the processes of mortgage lending, you will experience various bumps along the way. Mortgage advising companies with years of experience to fall back on can pull you through all situations while handling your concerns adeptly. As per a senior mortgage advisor at https://www.elems.co.uk/, they can iron out credit issues with borrowers, suggest the best products only, obtain financing from profitable sources, and so forth. Undoubtedly, you may look forward to getting the utmost help by hiring the services of a mortgage brokerage company. 

Way Forward

If you have been wondering how to go about your next mortgage borrowing then look for an experienced mortgage advisory company. Freeze upon professionals who are adept at arranging and recommending mortgages along with insurance products. The best way to go forward is to liaison with a company that works with a panel of lenders and has thousands of products to derive value from. Start the process today and say goodbye to your mortgage blues. 

What To Do If You Have Had a Work-Related Accident

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There is nothing worse than falling ill when you’re working, but it’s having an accident at work that can be a problem. When you have an accident, you can be laid off and out of the office for weeks, if not months. If you’ve been in an accident, you need to work out what to do to keep your income moving forward, and if you’re running a company yourself, you’ll be glad to be able to keep it going. 

There are a few things that you should be doing to keep yourself going after you have an accident at work, and we’ve got them listed for you below.

 

  • Get Some Help. If the accident was on the road in a company car and it wasn’t your fault, you need to get some help. It’s not unusual (but it is devastating) for people to have accidents on the road and with the right help from trucking experts, you can identify who damaged your vehicle. Getting the right help can help you to get your finances in order pretty quickly. 
  • Focus On The Injury. Next, you have to work to getting yourself back to full fitness, which means focusing on your injuries. You need to make sure that you have been taken through physiotherapy if necessary, and that if you are at home you are resting so that you can heal and get well faster.
  • Report It. Your accident on the road or in the factory needs to be reported, but not just to the management. You need to report it to your colleagues. They need to know if there is anything in particular that they could be avoiding to avoid the accident happening themselves. If the accident is road related, then they can take car and ensure that the company vehicles are all professionally checked.
  • Add It To The Book. You should always add any work-related accidents to the accident book so that it’s properly recorded according to policy. It’s an important duty and your employer has to record it in the accident book so that it’s on record. If they don’t, you can resign and claim for constructive dismissal. You should always take specialist legal advice before you do this, as you don’t want to find yourself out of a job.
  • Get Legal Advice. Your accident could see you out of a job for a while, and you should be properly recompensed when you are losing income while on the job. There is nothing wrong with taking a break and healing properly, but this could take a very long time. You want to make sure that you can still pay your bills in this time, so make sure that you take the time to call and get the ball rolling with insurance. 

There is nothing that should stop you from getting as much help as possible following an accident. Whether it’s from a job in the office or on the road, you should be safe at work, and that means knowing how to look after yourself when an accident occurs.

How To Establish Yourself As An Interior Designer

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There’s much to love about being an interior designer. It’s creative, it’s technical, it’s challenging. You’ll be taking an existing space and transforming it into something beautiful and inspiring, all within the perimeters set by the client. If you know that you’ve got a good eye for this kind of thing, then you’d love to make it your career choice. However, we’d be lying if we said that it was an easy job to find success in. It’s a cool profession, and that means that it’s in high demand. There are things you can do to increase your chances of success, however. We take a look at a few tried and tested tips below.

Know Your Target 

We can talk about interior design as a broad concept, but when it comes to establishing yourself and finding work, you’ll need to get a little more specific. There’s a big difference between designing the inside of someone’s home and designing a hotel or office space. As such, you’ll want to figure out who you’re targeting when you get your business up and running. You’re not going to grab everyone that needs design services. Pick a type of work that you like, and pursue that type of design. It’s about specializing.

Build Your Portfolio

You’re not going to walk into a career in interior design without first putting some work in. In the early days, you’ll need to spend a lot of time building your portfolio. It’s unlikely that anyone will hire you at your full asking price if you have no work to show them! You might not like to hear this, but it’s sometimes recommended that you work for a cut price, or even for free. That’ll give you the chance to get some experience under your belt. In a relatively short amount of time, you could have a decent portfolio that showcases your outstanding work. 

Get Marketing

As we said earlier, competition for interior design jobs can be tough. If you’re going to enter a cool profession, then that’s something that you’ll just have to accept! As such, you’ll need to find ways to stand out from the crowd. Developing a signature style will help, but a huge chunk of the task will be simply getting your work in front of an audience. For this, you’ll need to engage in marketing campaigns that are specifically tailored for interior designers, so get more details at jlewebdesign.com, and begin your campaign. The more people you’re able to reach, the better the odds of you finding long-term success will be. It’s also important to remember that your social media channels will play a role in your success too — be sure to have a presence on the more visual websites, such as Instagram and Pinterest. 

Get the Look 

Finally, you’ll want to get the look of an interior designer. Your appearance will play an important role in how you’re viewed. A well-dressed, presentable interior designer will be taken more seriously than one that doesn’t look the part.

What Kind Of Career Can A Biology Degree Lead To?

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Have an interest in all things organic? If you have a bachelor’s degree in biology, then you have the building blocks of a very challenging and perhaps lucrative career. Here, we’re going to look at some of the options, from research to healthcare and beyond.

A career in healthcare

If you feel like you’re not quite done with your education just yet, then you could consider moving from a bachelor’s degree in biology to medical school. Becoming a doctor requires a lot of study, more than just about any of the other options here, but it is also one of the easier careers here to start making a good wage in. Plus, there are plenty of options for specialization, meaning a lot of room for further growth as your career goes on.

Become a research technician

Find that you love the lab, as well as the skills and techniques that go into academic and collaborative research? There are plenty of organizations and companies looking for good biological research technicians. You could be helping with clinical trials or carrying out the latest cancer drug treatments with a transgenic mouse. A lot of companies work with research technicians, from government agencies to medical schools, not to mention private businesses within the pharmaceutical and biotechnological industries. Research assistants tend not to make too much, but the highest earners can make salaries of over $70k.

Working in education

You don’t have to be applying your biology knowledge in the field to make a career out of it. A lot of people who get into the sciences find that their enthusiasm might lie with helping others get into those same sciences. You will need additional teaching qualification, but you could end up working in a classroom, lecture hall, or lab, helping young people get the skills they need for their own careers in the sciences. A career in education doesn’t always have to mean being in school, however, as museums have need of scientific experts, too.

Selling in the medical and pharmaceutical fields

If you want a career that offers plenty of room to become lucrative and you have a keen mind for business as well as biology, then selling pharmaceutical and medical products could be the right path for you. This career demands a strong knowledge of the products you’re selling as well as chemistry, anatomy, and physiology. This career usually involves selling products and drugs to doctors, practices, and medical boards, not patients themselves. If you have strong interpersonal and communication skills, then you could work your way up to make salaries that are in the six figures.

Biology is a very wide field of science, with plenty of opportunities for a career in it beyond what was just mentioned here. Scientific knowledge and experience of the scientific method can be applied in fields outside of the sciences, as well. For instance, many who spend their education in a lab can find a career behind a keyboard as a financial or data analyst. It’s all about learning where you want to apply those skills.

Career Development Ideas all Millennials Need to Know

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If you are looking to improve your career prospects, it is important to take action and be decisive. There are so many ways for Millennials to improve their approach to business these days, and 2020 is the perfect time to be able to achieve this. It is important to look at what you can do this year to help improve your career options, and this is something that you need to be getting on with right now. 

Make sure you focus on doing as much as possible to improve and enhance your experience, as well as making the most of the opportunities you have. Use these ideas to help you develop your career prospects this year, as well as allowing you to improve and enhance your existing career and business as well.

Become a Better Boss

Becoming a better leader is one of the most important things you can do to develop and further your career. There are a lot of factors that play a role in this, and it is something that plays a part in helping your company grow. You are going to need to do your best to find out about the best leadership skills and use them to try to improve your career. This is so important in so many ways, and it’s crucial that you get this right moving forward as a business owner.

Hire the Right People

Hiring the right people is one of the most important and essential moves you can take to improve your business. A company is only as good as the staff it employs, so it is important that you do what you can to try to get this right as much as possible. Think about the different elements that play a part in allowing you to bring the company more success and the people you hire play a major part in this. 

Increase Efficiency

Trying to improve efficiency is one of the best ways of being able to make the right career decisions moving forward. There are a lot of things you can do to achieve this, and it is important that you think about what it takes to improve your company’s efficiency moving forward, and this is so important to get right. Modern businesses should be looking to utilize things like batch printing in order to gain access to information is a faster and more efficient way, and this is something that you need to think about. 

Save Money

As Millennials know, taking care of your money has never been more important, and this applies strongly when it comes to your career. Investing in yourself is an important step in the process, but you also need to think about the best ways of being able to set money aside. Come up with ideas that are going to allow you to budget for the running of the business more effectively. 

As you might imagine, there are a lot of considerations for people looking to improve their business prospects. There have never been more career opportunities for Millennials than there are today, and it’s important to make the most of this. Make sure you do what you can to improve these ideas and try to make the most of your career right now.

Why Developers Need Career Coaching

Across the board, career coaching has shown to have remarkable benefits for an individual’s career. The Institute of Coaching reports that over 70% of those who receive coaching see improvements in their work performance, communication skills, and relationships.

Executive and senior managers routinely get coaching from consultants hired to help them develop their leadership skills. CEOs including Bill Gates, Steve Jobs, and Eric Schmidt have all worked with career coaches to hone their communication, develop new concepts, and get feedback on their visions.

By working with a coach, developers and programmers can cultivate new skills, receive feedback on their career trajectory, and learn how to future-proof their resume. Coaching can take different forms: from informal coaching, like a coffee chat with experienced peers, to semi-formal mentoring or joining an organization/team that provides mentorship, to formally hiring are all valuable ways to get career feedback. Coaching is critical to freelance developers seeking to stay ahead of the competition. Here’s why every developer needs career coaching along the way.

Develop your soft skills

Tech and coding skills dominate LinkedIn’s 2019 list of skills on employers’ wishlists. Most developers have a relatively easy time finding work: in the job market, 90% of developers have at least part-time work. Very few developers are unemployed and actively seeking a new job. It’s a great position to be in, but it does mean competition for work at top companies will be steep. How can a developer stand out from the crowd?

Soft skills are among the most in-demand qualifications any employee can have, yet many developers and programmers ignore this area of professional development. LinkedIn’s list of most-needed skills includes creativity, persuasion, collaboration, adaptability and time management. These are things that can make a freelancer stand out to Silicon Valley CTOs and recruiters who view dozens of coding challenges for one open position.

“In general, people from the technology sector tend to focus on hard skills but are not as focused on the soft skills currently in high demand. Once an employer has figured out they have the hard-techy skills, what will make them stand out beyond that?” says one expert.

Coaching can help developers by simulating real-world projects that hone communication skills, teach candidates to use agile methodologies, and prepare to work in collaborative teams. Companies are seeking to hire: and you can command a better position in the job market by becoming a well-rounded candidate with more than one skillset.

Get guidance on your career path

Because there’s always a demand for developers, it’s easy to set your career on autopilot. When one opportunity ends, inevitably a few others pop up. A tech career coach can help freelance developers and tech professionals undergoing a transition navigate which opportunities are worthwhile.

“A tech career coach can help you figure out how you can get from working on small projects to large projects. They can assist you in planning which types of companies to work at in order to work on large-scale projects. If you are a freelancer, career coaching can help you design a plan to turn small opportunities into larger ones,” writes one software developer blog.

Get your questions about freelancing or consulting answered by someone with experience in the tech industry. A career coach can connect you with a larger network of professionals to help you proactively approach your career path.

Future-proof your skillset 

The tech industry is constantly evolving, and as AI, VR, and IoT trends grow, developers must add new skills to their arsenal. However, when you’re in the weeds of work every day, it can be hard to zoom out and predict what skills you will need to develop next.

One example? Take the growing demand for JavaScript. In 2018, reports Hackerrank, 73% of developers said they knew JavaScript. This number is a marked increase from 67% in 2017 – and it makes JavaScript 2018’s most well-known language.

However, students graduating from computer science programs aren’t learning JavaScript. Only 42% of student developers are learning JavaScript – it’s simply not taught at most universities. That means most developers are having to teach themselves JavaScript to stay competitive in the current job market.

Coaching can help flag discrepancies like this for developers seeking to future-proof their knowledge and skillsets. “Coaches can use assessments to identify strengths and weaknesses, both in terms of personality and skillsets. They can also help job seekers understand how a skill can be applied in a different way to a new job,” writes TechRepublic.
Coaches keep tabs on macro-trends in the tech world to tell you where you’re falling behind. Some tech coaches will also take it a step further and place a developer in a job. These coaches know IT recruiters and can help you study for the technical portion of an interview. Developers can take advantage of coaching to stay competitive in the job market, grow their soft skills, and ensure the longevity of their professional status.