5 High Growth Investment Ideas For Growing Your Cash Fast

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There are lots of investment strategies that you can use for growing your cash slowly and steadily. But what if you want to grow your cash quickly? High growth investment options can be a lot more risky but they could allow you to reach your investment goals more quickly. Below are a few different ways to make a fast return on your cash.

Growth stocks

When investing in stocks, many people like to stick to well-established and dependable companies such as Coca Cola, Starbucks and Berkshire Hathaway. Such companies tend to grow steadily year-on-year, however it’s more likely to be a slower long-term investment.

Growth stocks can provide a much faster return. They tend to be newer companies within the tech sector or green energy sector. You may be able to double to even triple your money in a year by investing in these companies. However, such stocks are a lot riskier – they can fall just as fast as they can rise. Popular growth stocks include Zoom, Tesla and Square. This guide offers a few more examples.

Cryptocurrency

Cryptocurrency is a digital currency. Popular examples include Bitcoin, Ethereum and Litecoin. These currencies have only been around for just over a decade and in that time have seen huge rises in value. In fact, if you’d invested $100 into Bitcoin back in 2010, you’d now have close to $48 million.

Investing in crypto has been making many people rich fast. However, cryptocurrencies are incredibly volatile – they can rise or fall dramatically and such fluctuations are hard to predict. There’s no guarantee that Bitcoin won’t lose most of its value in the next 10 years, however it could also continue it’s meteoric rise. You can click here to learn more about investing in Bitcoin. It’s worth diversifying and trying a few different cryptocurrencies to spread the risk. 

Real estate

If you’ve got a lot of money to invest upfront, real estate could be an option. This could include buying property or buying land.

Property flipping is one of the fastest and most effective ways to make a return on real estate. This involves buying a cheap property in poor condition, renovating it and then selling it for a profit. Many experienced property flippers are able to make an 80% return. Of course, there are risks attached, which are definitely worth reading into before you pursue this form of investment.

Forex

Forex trading involves buying and selling real world currencies. Because currencies are constantly rising and falling in value, it’s often possible to buy a currency on the rise and sell it for a profit.

It’s possible to make big returns by investing in forex, however this usually involves buying and pairing fairly unstable currencies or taking more risks. For example, events like elections may cause currency values to rise or fall dramatically depending on the result – some forex investors will try to predict the results, investing in currency beforehand in the hope that it then rises. 

Start a business

Starting a business is one of the most hands-on forms of investment that you can make. However, if you choose the right industry and know what you’re doing, it can be one of the most secure and fastest ways to make a return. Consider whether launching a startup could be the investment strategy for you.

Placing The Finishing Touches On Your First Home

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Moving into your first proper home is a true life milestone, something that fewer people each  year seem to be able to achieve. Remember – no matter how humble your home is, if it’s yours, it’s yours, and you can make it a beautiful home perfect for your family. For this reason, it’s worth considering the little elements that transition a building from a house to a home, and what that means in the long run.

In this guide, we hope to discuss that wonderful fact, and potentially help you develop a more competent and coherent outlook when decorating your home to your own personal standards. Remember that while there are some ground rules that anyone can recognize, there are no ‘rules’ to this effort, per se. What matters is being creative, focusing on function and form, and enjoying yourself. 

Furthermore, you don’t have to worry about making a home perfect for you in the span of one week. It takes time to settle down, and to feel provided for. Try not to forget that, because it can make a tremendous difference.

With this advice, you’ll no doubt see just why that is:

The House Number/Name

It’s nice to have something that marks your property as its name or number, and of course, this is also important if you hope to have deliveries placed seamlessly at your door. If you have a particular name for your property, it can be nice to have it carved in wood and proudly shown at the front of your house, or perhaps next to your garden gate. Numbers can work the same, with proudly crafted ironwork number plates that stand the test of time. A little embellishment hurts nobody.

Your Exterior Mailbox

If you have an exterior mailbox, the condition of which can truly contribute to how your home looks and feels. Furthermore, it will serve a dual purpose of keeping your mail safe and cared for. Your exterior mailbox, in this capacity, is one of the first functional decorations anyone sees, and so it can really define how your home is seen then on. That might sound silly for such a small implement, but it’s true. You may even add a little flag that could be upturned when the mailbox is full, or, perhaps, you can simply place a mailbox for packages next to your front door, that drops down and collects the parcel when placed in the enveloping hood. 

Perfecting Your Driveway

Perfecting your driveway is often a great idea, because it will not only be used for years and years (or even up to a decade if you’re lucky), but it can prevent chips and wear at the vehicles that use it, as well as ensuring that it stands firm against potential weather damage. In this respect, you’ll find that thorough and properly laid driveway paving helps your home take on not only an essential function but a new and uniformly applied aesthetic worth caring about.
With this advice, you’re sure to remain placing the finishing touches on your first home.

Learning A Little About Accountancy Could Be A Big Business Boost

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If you are trying to save money for your personal or professional needs then you need to be aware of accounting and how to bookkeep impeccably. Those who don’t, often find that they  are struggling month to month and may encounter problems at the end of the tax year when they come to add things up. In business it’s vital to stay on top of things. 

Every organization and office needs the work of accountants. The job of these professionals is to keep track of and track various financial operations, make sure the organization fulfills its financial obligations to employees and the government, and monitor cash flow, balance of expenses and income. Every business owner or company manager is interested in current information about the financial situation of the organization, hence the requirement for accountants. They are responsible, among other things, for the documentation and organization of financial documents, such as: credit tax invoices, debit tax invoices, receipts, bank deposit documents, checks, pay slips, tender announcements, bids from suppliers and service providers, budget pages, balance sheets Income and expenses, and more. 

Do I need Accounting Courses?

Many people do choose to study and this can be beneficial. Depending on what you learn and study, you could qualify for as many as 60 Continuing Professional Education (CPE) credits. Learning bookkeeping is something that will last you a lifetime and is always a coveted job role. Accounting studies equip students to work with the professional tools in the field and provide familiarity with a variety of topics such as: computerized accounting, trading accounts, annual reports, documentation, double registration, pay slips, accounting in books, profit and loss report, working with software and more. Accounting studies are intended for those of you who are looking for a required profession, have an interest in accounting and finance, and are interested in joining organizations in the role of accountants.

For those who are undecided between accounting or bookkeeping, it is important to take into account all the criteria in the decision as well as the benefits of a degree versus a diploma etc and the possible career and salary levels. If you are just doing this for your own business, then don’t worry too much, you may not need the credentials to back it up, only the knowledge. A good amount of expertise in the area will serve your business well. 

Learning about associated software?

It is good to have knowledge of the software because it will be much easier than doing the traditional methods. Online accounting software makes this vital task much simpler, and today even serves as the business and financial base of many business owners. It is vital to make sure when choosing accounting software that the system has been developed by professional and competent bodies that specialize in the various laws and practices related to this world. It would be a shame to start working with one system only to find that it does not issue the documents and invoices in accordance with existing regulations and laws. Research and look to create a profitable future!

The Things That will make you know you’re officially an adult

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Of all the things we were taught in school or by our parents, the biggest thing was that there is no real moment in time where you truly know you’re an adult. Physically, you could get to 80 years old but still feel mentally as you did at 21. 

However, there are some real home truths that will remind you that you’ve made it to adulthood on a daily basis that will have you thinking ‘yeah, OK, I guess I’m an adult now…’ 

If you read some of these things below and find yourself agreeing aloud- welcome to the crew. You made it. It’s OK, really…

You Got Bills (and mortgage, tax, insurance, car maintenance)

When you were a kid and starting to look at jobs you may have looked at jobs and thought of all the wonderful and fun things you could buy with a $18k salary after you left college. But for an adult facing the stark reality that if you want to keep a roof over your head, $18k really isn’t going to get you very far at all. That’s a harsh reality of adulthood–your entry level job may not give you the lifestyle you wanted. You get your salary in your bank and then it’s stolen by rent, utilities, your car, and then you’re left with pennies at the end of the month. Having too much month at the end of the money is one of the biggest signs that you’ve unlocked the adult achievement. 

You Relish The Thought of Being On Your Own 

You work hard all day and then might spend time crammed up against people on the train on the way home so the thing you crave most is being on your own. Kids hate the idea of doing anything on their own, but by the time adulthood comes, you feel lucky if you can spend a few hours  on your day off at https://www.laurelridgeexperience.com/golf-course rather than having to do boring things like clean your car or go grocery shopping. Dull! 

When a spouse and/or kids come along — you can forget it! 

You Can Eat Whatever You Like–But You Don’t 

If you have kids, then you know that if you ask them ‘What do you want to eat?’ they will reply with a list of all of the things that scream ‘blood pressure meds’ or ‘high blood sugar’. Yes, you’re in charge of the grocery shop now, but you know that if you eat like a literal child let loose in the candy shop your aged body will not thank you. Eating poorly as you get older will make you realize exactly why your mom would enforce the occasional broccoli floret on your fork as you navigate through dental and medical bills to boot.

All in all, the realization that you have become an adult isn’t so bad. You get to earn your own money, eat what you want and drive a car- what could be better than that?

Easy Ways To Promote Your Business To New Customers

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Whether you are looking for ways to grow your business or are just getting started on your journey – the key to your success often lies within the way in which you promote your brand. After all, you cannot build a client base if nobody has ever heard of your company before. 

Thankfully, promoting your brand has never been easier! Here are some easy ways in which you can start promoting yourself today! 

Get Online. Whether you like it or not, social media plays an important role in our daily lives – whether you are using it personally or professionally. In fact, it can even have an impact on consumer behavior – encouraging customers to make purchases based on advertisements or sponsored posts. As a result, you must ensure that your brand has a social media presence, as this is one of the easiest ways in which you can get your name out there. 

Be creative. When it comes to promoting your brand, the more creative you are – the better. After all, this means that you’re likely to find a way to stand out from the crowd. Don’t be afraid to stray away from more traditional forms of self-promotion, such as flyering in favor of something a little more unique. For example, you could promote your brand using commercial vehicle wraps – which will turn your car or company vehicle into a moving advertisement. This means that any time you are driving down the road or stuck behind some traffic lights – you’re actually promoting your company to potential customers. 

Attend local events. If you’re looking to get your name on the map locally, then you should be sure to attend as many local events as possible. For example, you could set up a stall at a local market or sponsor an event at a local school. This is a great way to introduce your brand to new customers and build a steady reputation for yourself as your company begins to grow. 

Promote yourself. Another way to promote your business is by brushing up on your self-promotion and marketing skills. For example, this could mean that you spend a little time brushing up on your sales pitch, so you know precisely how to promote your brand to customers, clients, and investors. The better you are at promoting your brand – the more likely it is that you will be able to bring in customers. 

Provide excellent service. If you are willing to put in the hard work, providing your customers with consistently excellent service, then it’s highly likely that your brand will promote itself. For example, customers are more likely to recommend a product/service to a friend when they know they will be receiving quality goods. Therefore, you should ensure that your focus throughout the journey remains on your customers, giving them exactly what they want and need. If the quality of the services you are offering begins to drop – then you will likely lose customers and notice a decrease in sales as a result.

A Business On The Road Needs A Few More Safeguards

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Nowadays, it’s much easier to start a business just about anywhere, whether it’s your own home, your garage, or even your car or van. There are plenty of businesses, including landscapers, pet grooming, and other service providers that can run almost entirely from the road. However, the road can be a risky place in more ways than one, and your business will need a little extra protection while you’re out there.

The costs of being on the road

You might think that not having to spend a lot of time in an office and perhaps not even needing office space is saving you money. You might be right, but you should also consider how driving around a lot can eat into your costs. You can save the costs of driving around by looking at sites like https://www.fuelman.com that can help you get the cards needed to cut down on the running costs.

Protecting your most vital assets

Insurance is always recommended when it comes to the assets that allow your business to operate. When you’re running ab business on the road then, clearly, your vehicle is going to play a huge role in the profitability of the business and should be protected. With providers like https://cjfig.com/business-insurance/business-auto-insurance/, you can make sure that should anything go wrong, you’re able to get back up and running as quickly as possible. Whether that means repairs or hiring a replacement car, you can protect yourself from too much downtime.

Securing the vehicles, too

Of course, insurance can help protect you financially but if you were to actually lose a vehicle or any of the equipment inside it, the frustration would go deeper than hitting just your wallet. As such, you should make you look at your options when it comes to protecting company cars. Having safe premises to park them is number one, of course, but additional security measures like GPS tracking devices and alarm systems can make it a lot less likely that anyone who breaches the car is able to get away with it.

Driving around with data

Aside from the risks of being on the road and how it can affect you financially, you also have to consider how you run your business on the road. It’s likely safe to assume that it’s going to involve being connected to local internet connections, but you have to be wary of what local connections can mean for your data security. Investing in cybersecurity in the form of professional-grade anti-malware software and virtual private networks is essential. You can’t gauge the safety of any networks you’re connecting to outside your own property, so you have to keep your guard up.

Every business comes with its own specific types of risks, so don’t be too worried about the “dangers” out there. If you were in any other field of business, you would be reading about different risks, instead. However, you should be taking steps to address them, so get working on it.

How to Ensure Your Office Building is a Healthy Place to Work

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For most people, their office is where they spend a large proportion of their time each day. Statistics show that the average working week for Americans is 34.9 hours, which means your team will spend a significant amount of time in your office building over a year. The amount of hours your employees spend indoors in your building makes it crucial to do all you can to ensure your office is a pleasant and healthy environment for your team to spend their time. 

The work environment has a major effect on your employees, and its importance should not be underestimated. The condition of your office building can cause ill health among your employees and cause an increase in sick days. Workplace conditions can also harm productivity and, if bad, could also lead to increased staff turnover. Taking the time and effort to create an office space that is a healthy place to work and somewhere your employees are happy to spend time is vital for your team’s wellbeing and the health of your business. Here are some of the issues you may want to address to ensure that your office building is a healthy place to work:

Deal With Dampness

Living or working in a damp building is unpleasant for everyone. Excessive moisture in your building can cause mold and mildew to form, creating unsightly dark patches of spores on your walls and surfaces. Damp can also make a musty smell, which can be off-putting for both your team and clients. 

If you suspect that your building may be damp, it is crucial to take action and identify the root cause of the issue. The dampness your building is experiencing could be the result of excessive moisture collecting in your crawl space. This may sound like an unavoidable issue, but it can be solved by getting it assessed and remedied by a specialist company such as Dry Tek Environmental. Getting the excess moisture removed from your crawl space should ensure the damp odor is eliminated and mold does not return. 

Improve Air Quality

Poor air quality in buildings can cause significant issues and potentially lead to health concerns for your employees. The term sick building syndrome describes an indoor space that causes its inhabitants to develop symptoms when they are in the building, but these symptoms usually reduce when they are away from the building. For example, if employees feel unwell at work and are free of symptoms during weekends and when on annual leave, sick building syndrome is a possible cause. Sick building syndrome can trigger a range of symptoms caused by poor air quality within the office space. These symptoms can include nausea, headaches, and breathing difficulties. 

Luckily, there are many ways that you can improve the indoor air quality in your office to protect the health of your employees. Getting your HVAC system maintained regularly and ensuring that air vents are not blocked will help to keep indoor air quality high and keep your employees healthy.

5 Online Activities to Promote Employee Well-Being

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Whether you manage a large team or have a couple of remote members of staff, their well-being should be your top priority. By ensuring your employees are comfortable and happy, they will be more productive at work. In order to run your business efficiently, you need the support of highly motivated staff members. It’s also important to maintain positive relationships with your team, especially if they’re remote. Fortunately, there are a few online activities you can try to boost morale and get everyone engaged. This will then help to promote employee well-being overall.

Quizzes and games

You could start daily or weekly catch-up meetings with a quick quiz. It only needs to be something silly to break the ice. Your employees could play individually or in teams. You could even organize a bigger team-building quiz with prizes to encourage collaboration. Another easy idea is to do a quick scavenger hunt in the home. Remember to choose a game that’s accessible and inclusive. These types of games will help boost morale and strengthen relationships between colleagues, which should have a positive effect on employee well-being.

Well-being events

Many businesses also organize well-being events. These involve sessions about health and wellness topics. These could include health and safety training and the use of LEM Products, for instance, or even lifestyle tips such as how to maintain a healthy work-life balance. You can tailor the sessions to fit your company culture and the type of business you run. 

Physical activity

If you have the option, you could organize a physical activity for your employees to take part in. You could sign up any willing participants to a virtual corporate yoga program, or introduce a personal trainer. Another idea is to plan a fundraising event for your team. Members of staff could run a 10km individually and track and share their results online. Any proceeds can then go to charity. You could also volunteer as a team in the local community and post the results on social media.

Mindfulness

Teach your employees about the importance of mindfulness. You could hire a guest speaker to start a meeting with meditation or to give tips and advice on how to meditate at home. The topic of mindfulness is also common in well-being sessions. You could put together some online resources about it for your staff to use at home. Meditation has many benefits for both physical and mental well-being. 

Feedback sessions
To ensure employee health and well-being, get as much feedback as possible on the activities you try. This will give you more of an insight into which works best. Hold one-to-one feedback sessions with your employees regularly to discuss professional development and their overall feeling at work. This way they’ll have a platform to get their voices heard. Listen to their feedback and actively respond. If your employees express an interest in an area they want to develop, empower them with a relevant new project. This will keep them motivated and improve their job satisfaction.

Plugging The Gap: Finding Funding When Your Business Is Waiting To Be Paid

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Waiting to be paid by your clients and customers can be very frustrating when you run a business. Not only does this mean that you miss out on interest from the money you’re making, but it also means that you can be left without the resource to cover the expenses that you accrue over time. Thankfully, there are several ways to overcome issues like this, making it possible for your business to plug the gap and keep operating as normal when payments are due. To give you an idea of how this works, this post will be exploring some of the best ways to secure funding in circumstances like these.

Bridging Loans

Banks understand that loans don’t always need to be long-term. In fact, bridging loans have been around for a very long time, and are designed to last as little as a week or two. This can give you all the time you need to get invoices and other bills paid by customers, while also giving you the funds required to continue working properly. A 10-day bridge loan is a good place to start, with most customers and clients paying their bills nice and quickly once you’ve sent them a reminder. Of course, though, you need to make sure that you keep the lender in the loop if you can’t make a repayment when you’re supposed to.

Invoice Finance

Invoice finance has been around for a very long time, offering businesses the chance to borrow money against the invoices they have outstanding. In some cases, this will be done as credit, though some invoice finance providers will be willing to simply buy your invoices and take them off your hands. This will mean that they have to deal with chasing up your clients, taking the risk out of your business and getting you on the right track. You may need help from a financial broker to get a service like this off the ground.

Merchant Cash Advances

This final option will only be open to those that have some sort of retail business that is able to accept money through payment terminals. Merchant cash advances enable you to start a line of credit that uses your card machines as the basis for your repayments. Once you take out a loan, the money will slowly be paid back from the transactions that go through your machine, usually at an agreed percentage rate. This option works very much like an overdraft and is widely considered to be one of the safest ways for businesses to borrow money.

With all of this in mind, you should be feeling ready to overcome the challenge of funding your business when payments from customers are overdue. This sort of issue doesn’t have to be the end of the world, but you need to make sure that you take the right steps if you’re going to find success along the way.

Advantages of Holistic Business Management

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A business is a complex system of parts  working together for the benefit of growth and productivity. Traditionally, these parts were separated into different departments, each with a manager and a name on the office door. With the advent of digital integration the traditional model is changing. 

Technology and digital media has revolutionized our lifestyles and the way we think and act, so it’s surprising how many businesses still operate under old assumptions. Their enterprise may still function, and at a profit, but that doesn’t mean they could be more successful with a more integrated and holistic approach. Below are some of the ways businesses are changing. 

CLOUD COMPUTING 

Do you have an integrated computing network for your business? If not, it’s worth remembering that your competitors probably do. The trend today is towards a managed service provider (MSP) which offers a more integrated and holistic approach to network management. 

Instead of having an in-house team of IT experts to solve individual issues or failures to the network, there is a global team to lend support. An MSP provides everything imaginable for a holistic network management approach. 

DIGITAL LOGISTICS 

Most businesses require a distribution network of some kind and depending on the business there are new digital approaches to distribution that save time and cut costs. Whether you’re delivering ecommerce products or operating in the manufacturing sector there are new digital options at your disposal. 

A complete solution, such as https://ramler.com/, will distribute your goods worldwide and to remote locations using experienced project management and freight personnel, warehousing, and integrated freight management. Streamline your global supply chain with Ramler. 

WORKFORCE PRODUCTIVITY 

To run a global business successfully in 2021 and beyond there is a need for workforce productivity that goes beyond the traditional view of office based nine to five job roles. Analysts now think it better to offer flexible solutions. 

While there are some advantages to a traditional office based workforce it doesn’t suit everyone. Differences in personality and lifestyle means that flexible working hours and situations opens up possibilities for a more productive workforce

TRAINING SOLUTIONS 

A workforce will only be effective over the long term if it advances it’s knowledge, skills and capabilities within the sector. Providing adequate training solutions for staff not only equips them better for the industry it motivates them to advance their careers. 

If a distribution network is the arms of your business then a training solution is the brain. This will give your workforce the opportunities need to stay motivated and laid within the business and motivated for the future. 

DIGITAL MARKETING 

Traditional marketing practices such as TV ads and publishing may still have some bit part to play for certain sectors, but the vast majority of businesses today will utilise digital marketing practices to manage the promotional wings of the business. 
Digital marketing includes online SEO marketing, digital advertising, and social media advertising. These practices offer powerful possibilities for reaching markets and engaging with existing markets in New ways.